Protection During the Holidays

It’s more fun dreaming of sugarplums than worrying about identity theft, but the holiday season calls for extra attention to all the fraudsters out there.  After all, you don’t want the holiday cheer suddenly slipping away because you found out someone got a hold of your credit card and went on a shopping spree for Christmas.  It only takes a few simple steps to better protect yourself and your money.

Tip #1 – Check Your Statements
It may be overstated, but that’s because it’s SUPER important, especially during the holidays!  You need to check your credit/debit card statements.  The Federal Trade Commission tracks types of identity theft, and credit card theft continues to be the most widely reported, making it the highest-ranking type of identity theft.¹

Okay, you’d rather drink eggnog by the fire, but checking your statements often will help you catch suspicious transactions before the thief empties your account completely.

What should you look for?  A purchase you didn’t make is an obvious one, but you may find other issues requiring attention.  Did the cashier accidentally charge you twice?  Did you get the proper sale price?  As you peruse your statements, keep an eye out for errors too.

Tip #2 – Take Extra Care with Charities
Many people make charitable contributions during the holiday season, but this has become a common target for fraudsters.

It may be the season of giving, but when someone calls you and asks for a donation, be cautious!  Fraudsters will often call people during the holiday season and pretend to be from a charity needing monetary support.  If there are charities you want to donate to, contact them directly, and check out the FTC’s tips on avoiding imposter scams.

Tip #3 – ID Monitoring
Still convinced that taking action isn’t necessary?  Just remember the billions of people who had their information compromised in data breaches over the last several years.  Unfortunately, data breaches are common and continue to affect people each year.  That’s why the next layer of protection is one that will cover you all year long.

Consider giving yourself the gift of ID Monitoring.  We have identity theft protection services that include credit monitoring, recovery assistance if you become a victim, and alerts for suspicious activity.

For more details about ID Monitoring and other ways to protect yourself against the winter weather and fraudsters’ traps, call 888-724-2326 today.

¹ FTC Consumer Sentinel Network. “Theft Types Over Time: Compare Identity Theft Report Types.” Identity Theft Reports, Federal Trade Commission, 8 Nov. 2024. Web. public.tableau.com/app/profile/federal.trade.commission/viz/IdentityTheftReports/TheftTypesOverTime. Accessed 8 2024.